Privacy Notice

Liberty Savings Bank is committed to protecting your personal information. Our privacy practices are governed by the Liberty Savings Bank Consumer Privacy Notice, which explains how we collect, use, and share personal information about our customers.

California residents should also review additional privacy disclosures available under California state law. Contact us at 800.436.6300 to request a copy of either document.

This Online Privacy Notice applies to U.S. consumers who interact with Liberty Savings Bank through our website, mobile app, financial centers, or other digital services. It describes how we handle information collected in these digital interactions.

We collect personal information when you:

• Open or manage an account
• Apply for a loan or other banking service
• Use online or mobile banking
• Participate in promotions or events
• Communicate with us by phone, email, text, or through our website

Information collected may include your name, address, email address, phone number, account information, transaction history, device type, browser type, IP address, and usage data.

We may collect images you voluntarily provide, such as check photos submitted through mobile deposit or document images for account servicing or loan applications. We do not access or collect photos or images from your device unless you choose to provide them. Images are retained in accordance with our record retention policies.

We use your personal information to:

• Provide and manage banking products and services
• Process transactions and service requests
• Verify your identity and information
• Communicate with you about your accounts and promotions
• Improve our products and services
• Comply with legal and regulatory requirements

We share information as permitted by law for everyday business purposes, with trusted service providers who assist us in delivering our services, and to comply with legal obligations.

We do not sell your personal information.

The Liberty Loves Local SMS program sends marketing text messages about local events and promotions. By enrolling, you consent to receive approximately 4 messages per month. Message and data rates may apply.

To opt out at any time, reply STOP to any message. For help, reply HELP. View our Privacy Policy and SMS Terms of Service.

We use cookies and similar technologies to support website functionality and improve your experience. You can manage cookie preferences through your browser settings. Note that disabling certain cookies may affect the functionality of our online banking and website features.

Liberty Savings Bank maintains administrative, technical, and physical safeguards designed to protect your personal information in accordance with federal banking regulations and applicable law.

Our services are directed to U.S. adults and are not intended for children under the age of 13, except for minor accounts opened and managed by a parent or guardian. We do not knowingly collect personal information from children under 13 without parental consent.

If you have questions about this Privacy Notice or our privacy practices, please contact us:

• Phone: 800.436.6300
• Website: libertysavingsbank.com/contact
• In person: Any Liberty Savings Bank financial center