Legal & Disclosures
Personal Fee Schedule
Effective January 1, 2026 · Liberty Savings Bank, F.S.B.
Visa® Debit Card / ATM Usage
Debit cards are deactivated after 12 months with no usage. Balance inquiries are not considered activity.
| Liberty Savings Bank ATM & Allpoint transactions | Free |
| Non-Liberty / Non-Allpoint ATM transactions | $3.00 |
| International ATM transactions | $5.00 |
Common Fees
| Account Activity PrintoutPer statement | $5.00 |
| Account Research / Statement BalancingPer half hour (half-hour minimum) | $20.00 |
| Cashier's Check | $10.00 |
| Deposit BagsEach | $3.00 |
| Dormant Account Fee — Checking / MMDAPer month · balance < $10,000, 6 months inactivity | $15.00 |
| Dormant Account Fee — SavingsPer month · balance < $10,000, 12 months inactivity | $15.00 |
| Early Account Closure FeeAccount closed within 180 days of opening | $50.00 |
| Escheat Fee | $50.00 |
| IRA Closeout / Transfer | $50.00 |
| Legal Fees / GarnishmentFlat fee | $150.00 |
| Overdraft Fee ¹Per item · max 3 per day · items under $25 not charged | $37.00 |
| On-Us Check CashingNon-customer cashing check drawn on Liberty account | $5.00 |
| Replacement Debit Card | $10.00 |
| Returned Mail ProcessingPer month · monthly statement only | $10.00 |
| Rushed Debit Card | $60.00 |
| Safe Deposit Box DrillingDue at time of drilling | Locksmith charge |
| Savings Overdraft Solution (S.O.S.) Transfer ²Per transfer | $10.00 |
| Special Handling Fee+ applicable 3rd-party charges | $25.00 |
| Stop Payment Fee | $37.00 |
| Verification of Deposit / Credit | $15.00 |
Wire Transfers
| Wire – Incoming Domestic | $15.00 |
| Wire – Incoming Foreign | $15.00 + correspondent bank fees |
| Wire – Outgoing Domestic | $30.00 |
| Wire – Outgoing International Business (US Dollars) | $70.00 |
| Wire – Outgoing International Consumer (US Dollars) | $80.00 |
| Wire – Outgoing International Business (Foreign Currency) | $50.00 |
| Wire – Outgoing International Consumer (Foreign Currency) | $60.00 |
1 Overdraft Fee: Fees may apply to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means. An item may be presented for payment more than one time — we may charge overdraft fees for each resubmission or re-presentation. Maximum overdraft charges per day are limited to 3 items. Items under $25 will not be charged an overdraft fee.
2 S.O.S. Transfer: A $10.00 fee will be assessed for each Savings Overdraft Solution transfer, charged against the personal checking account. If insufficient funds are available in the savings account to cover items presented plus the transfer fee, items will be returned and applicable overdraft fees applied.
Member FDIC · Equal Housing Lender · NMLS #408905
Questions about fees?
Our team is happy to walk you through anything on this schedule.