Borrow · Home Equity
Your Source
for HELOCs.
At Liberty Savings Bank, we offer a variety of Home Equity Lines of Credit to help you access the equity in your home and achieve your financial goals. Whether you're looking for a First Lien or Second Lien HELOC, we have the right solution for you.
HELOC Options
Two Paths to
Your Home's Equity
Whether you want to replace your primary mortgage or add a second lien, we have a HELOC structured around your situation.
First Lien HELOC
A First Lien HELOC is a revolving line of credit secured by your home as the primary lien. Ideal for home renovations, debt consolidation, or purchasing a new property — with competitive rates and flexible terms to fit your needs.
Competitive interest rates
Access to a revolving line of credit
Use funds for home improvements, debt consolidation, or major purchases
Flexible terms tailored to your financial goals
Second Lien HELOC
A Second Lien HELOC is a second mortgage that lets you tap into your home's equity while keeping your existing first mortgage in place. Perfect for funding education, investments, or unexpected expenses without disrupting your current loan.
Borrow against equity beyond your primary mortgage
Competitive rates
Use funds for education, investments, or unexpected expenses
Maintain your existing first mortgage
Why Choose Liberty
We Have the Loans &
Expertise to Help
Experienced Professionals
Our certified mortgage professionals guide you through every step and help you make the right decision for your financial situation.
Competitive Rates
We offer competitive interest rates to ensure you get the most out of your home's equity — with no surprises.
Excellent Customer Support
We are committed to outstanding service and support throughout your entire HELOC journey — from application to draw.
Local Decisions
Your HELOC is reviewed by a local team who knows the Gulf Coast market — not a national call center.
Unlock the financial potential of your home.
Contact your local Liberty Financial Center to get started with a First Lien or Second Lien HELOC today. Your dreams are within reach.
Not sure how much equity you can access?
Check your numbers first — see your estimated available equity and whether a HELOC or cash-out refi fits better.