Legal & Disclosures
Community
Reinvestment Act
The Community Reinvestment Act (CRA) requires that we help meet the credit needs of the communities we serve — including low- and moderate-income neighborhoods — consistent with safe and sound banking operations.
Our CRA Public File is available for review during normal business hours at any Liberty Savings Bank branch, or you can download it directly below.
CRA Public File
April 2026 · Liberty Savings Bank, F.S.B.
CRA Rating
Satisfactory
Assessment Areas
Sarasota County & Manatee County, Florida
Available At
All five Liberty Savings Bank branch locations during normal business hours
Regulatory Agency
Office of the Comptroller of the Currency (OCC)
Our Commitment
What CRA Means to Us
Community Lending
We actively seek to make loans that help low- and moderate-income individuals and families in Sarasota and Manatee County buy homes, start businesses, and build wealth.
Community Development
We support nonprofit partners, community organizations, and local initiatives that strengthen the economic vitality of the communities we call home.
Transparency
Our full CRA Public File — including our performance evaluations and community development activities — is available to the public at any time.
Public Comments
We welcome feedback from the community on our CRA performance.
Members of the public may submit written comments about Liberty Savings Bank's CRA performance to us directly or to our federal regulator. Comments received in the past two years, along with any response, are part of our public file.
Questions about our CRA activities?
Stop by any branch or send us a message — we're happy to help.