A Good Checking Experience
Freedom Checking
Simple Checking,
Big Benefits.
Looking for a better checking experience right here in Sarasota-Manatee? Freedom Checking offers a free Liberty Visa® Debit Card,4 getting paid up to two days early,5 and online and mobile banking with deposit and bill pay.2 Send and receive money easily with Zelle®,7 and access over 55,000 surcharge-free ATMs with the Allpoint Network.9 You'll even earn 0.07% APY on your balance.10 It's just $4.95 a month, and the fee is waived with a $500 minimum balance.11
Over 50 Years Old?
You may want our 50 Freedom Checking account.
Everything Freedom Checking includes, plus exclusive perks for customers 50 and older:
- 1 box of logo checks per year
- 50% off additional logo check orders
- Complimentary cashier's checks
- 50% discount on Safe Deposit Boxes
- Earn 0.14% APY on your balance
Highlights
- Liberty Visa® Debit Card included
- Get paid up to two days early
- Online & mobile banking with deposit and bill pay
- Zelle® — send and receive money instantly
- 55,000+ surcharge-free ATMs via Allpoint Network
- Earn 0.07% APY on your balance
- $4.95/month — waived with $500 minimum balance
Included at No Extra Cost
Complimentary Features
When you open a Freedom Checking account, all of these features come with it automatically.
CardValet Card Controls
Protect your debit and credit cards through your mobile device — receive alerts and define when, where, and how your payment cards are used.
Account-to-Account Transfers
Move money between your Liberty accounts at no charge, any time.
Notary Services
Complimentary notary services are available at all of our branch locations.
Choice of Statements
Your choice of imaged or electronic statements included at no cost.
FDIC Insured
Your deposits are insured up to $250,000 by the Federal Deposit Insurance Corporation.
5-Star Service
Liberty has received hundreds of five-star reviews from customers across Sarasota and Manatee counties.
The Proof is in the Numbers
| Bank | Minimum Balance | Monthly Fee |
|---|---|---|
Liberty Savings Bank Freedom Checking | $0.00 | $0.00 – $4.95 |
Chase Bank Chase Total Checking | $0.00 No official minimum balance, but a $12/month fee applies unless you maintain $1,500 daily, $5,000 combined, or receive $500+ in direct deposits monthly. | $0.00 – $12.00 |
Truist Truist One Checking | $0 – $100,000 Balance tier determines account features. | $0.00 – $12.00 |
Ready to open Freedom Checking?
Stop by any branch or contact us to get started today.
- 1Some benefits require registration/activation. Terms and conditions may apply.
- 2Subject to availability. Message and data rates may apply. You must apply for Mobile Deposit.
- 3Waiving monthly fees has requirements. Monthly fees are listed on the bank's website as of 1/9/24.
- 4Replacement Liberty Visa® Debit Cards are $10 each.
- 5Access to funds for getting paid early can be up to two days prior to the date of scheduled payment and is dependent on the submission of direct deposit by the payer. Standard fraud prevention restrictions apply.
- 6Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
- 7Requires $100 deposit to open; these funds are available to you after account opening.
- 8Click on the link to locate the 55,000+ surcharge-free ATMs in the Allpoint Network near you.
- 9The $4.95 service fee can be waived with a $500 minimum balance.
- 10The Freedom Checking rate is 0.07% APY (Annual Percentage Yield). Rate as of 6.3.25. Subject to change without notice.